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Chile Checking Account Generator

Generate Chilean checking bank account numbers with bank-specific weights.

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About the Chile Checking Account

Checking account numbers in Chile differ in length and check digit weights based on the specific bank (Banco de Chile, Santander, Bci, etc.).

This tool generates and validates mock bank accounts utilizing individual Modulo 11 check digit weight matrices mapped to each Chilean financial institute.

Anatomy & Structure of Chilean Checking Accounts (CMF)

Account numbering length and layout depends on the regulated banking institution:

PositionFieldLengthMeaning & RuleExample
Banco de Chile (12 digits)Branch + Account + DV12 digits3 branch digits, 8 account digits and 1 check digit with weights [6, 5, 4, 3, 2, 7, 6, 5, 4, 3, 2]123-45678-901 2
Santander Chile (11 digits)Branch + Account + DV11 digits2 branch digits, 8 account digits and 1 check digit with weights [5, 4, 3, 2, 7, 6, 5, 4, 3, 2]12-34567-890 1

Checking Account Validation Algorithm (CMF Modulo 11)

Validation performs weighted Modulo 11 based on bank-specific coefficient vectors:

DV = 11 - (Σ (d[i] × weights[i])) % 11; if DV >= 10, DV = 0
  1. 1. Identify account length: 12 digits (Banco de Chile) or 11 digits (Santander Chile).
  2. 2. Multiply base digits by bank specific positional weights.
  3. 3. Compute remainder of sum modulo 11.
  4. 4. DV = 11 - remainder; if DV >= 10, DV is set to 0.
  5. 5. Account is valid when trailing digit matches DV.

Frequently Asked Questions