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Mozambique NIB Validator (Bank Account Number)

Free online validator for Mozambique NIB numbers with ISO 7064 Modulo 97-10 checksum and issuing bank lookup.

How Mozambique NIB Validation Works

This validator checks the mathematical integrity of the 21-digit NIB according to Bank of Mozambique and SIMO interbank standards, preventing transaction failures.

Validation applies the ISO 7064 MOD 97-10 algorithm, verifying that the 21-digit sequence yields remainder 1 and decoding the corresponding banking entity.

Mozambique NIB Anatomy

Structure of the 21 digits in the Mozambican NIB:

PositionFieldLengthMeaning & RuleExample
1 to 4Bank Code4 digitsFinancial institution identifier assigned by the Bank of Mozambique0001
5 to 8Branch Code4 digitsBank branch or office identifier0045
9 to 19Account Number11 digitsCustomer bank account sequential number01234567890
20 and 21Check Digits (DV)2 digitsValidation digits computed via ISO 7064 Modulo 97-1058

Validation Rule (ISO 7064 Modulo 97-10)

Official Mozambique banking checksum verification:

Full NIB (21 digits) % 97 == 1
  1. 1. Strip all non-numeric characters.
  2. 2. Ensure the string length is exactly 21 digits.
  3. 3. Reject trivial repeated digit sequences.
  4. 4. Perform polynomial division of the 21-digit number by 97.
  5. 5. The NIB is mathematically valid if and only if the remainder equals 1.

Frequently Asked Questions (FAQ)